When I finally had my government card several months back, I was contemplating of acquiring a loan. But I put it on hold for a while till I saw the necessity of acquiring such loan.
I finally decided to have it a go when I had to pay one time my credit card account. When there is one disadvantage I can say from owning a credit card, it was when I turned out to be an impulsive buyer. I relied so much on the cards that I have had in my wallets. Until I realized that I was no longer living within my means.
I can still vividly recall when I frequent the malls everytime items were put on sale, specifically during paydays. It was like an addiction. It was hard to stop myself from buying what I want.
As I look back, it is very sad to say that I became such a slave of my own credit cards. I was almost on the pit of bankruptcy.
As I kept paying my monthly dues, I quipped this was not the kind of life that I want. I do not want to live in debt forever.
I am just glad that I took advantage of cash advance loans. Now I can sleep well at night and I am happy that I have finally freed myself from debt.
General Santos Time




1 Comments
September 28th, 2011 at 12:22 am
Having a credit card is really tempting but it can help if put into good use…
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